ADT® Authorized Dealer Serving Amarillo & Surrounding Areas
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September 08, 2026

Can A Home Security System Decrease Insurance Rates In Amarillo?

Yes! Many insurers provide discounts for home security systems in Amarillo, frequently ranging from 5 to 20% based on several different factors. Discounts vary significantly according to where you live, the type of system you choose, and the insurance company. Discover how to maximize your savings while giving your loved ones exceptional protection

Why Do Insurers Offer Home Security Discounts?

Home security systems reduce the risk of break-ins, which means it’s less likely the insurer will need to pay a covered claim. When you have monitored smoke detectors, water sensors, and CO sensors linked to your home’s security, the risk of damage caused by flooding and fires is reduced as well. You’re helping the insurer by lowering their payout risk. For this reason, they’re pleased to give you a discount.

What Amarillo Home Security Systems Give You The Best Discount?

It’s only natural that you are looking to save as much as possible. Here are some tips:

  • Choose professional monitoring. A system monitored by professionals is the best choice for your loved ones, and it’s typically required by insurance providers to qualify for a discount. Get peace of mind and save money to boot.

  • Include monitored safety devices. You’ll likely earn even more savings by minimizing the risk of damage due to CO leaks, fires, and water infiltration. Getting your fire alarms, flood sensors, and carbon monoxide detectors professionally monitored also gives your family an essential backup during emergency situations.

  • Opt for a complete security system. Choosing a layered defense with video surveillance, motion sensors, contact sensors, smart locks, and more, will be viewed favorably by the carrier and bring more savings.

Setting up a surveillance device by itself won’t automatically qualify you for a discount. Keep in mind that your system needs to be professionally monitored. 

How To Get Your Home Security Insurance Discount In Amarillo

The first step to getting a discount on your premiums is to contact the insurance provider after you install your home security system. They’ll need to view proof such as a professional monitoring certificate or a monitoring contract. Reputable home security providers like ADT frequently work with insurers and can help with the needed documentation.

ADT Systems Have Everything You Need For Insurance Discounts

Choose the best defense for your property and enjoy an insurance discount with an ADT home security system in Amarillo. Featuring the largest monitoring network in the U.S., ADT offers unrivaled 24-hour professional monitoring. You’ll also enjoy access to comprehensive systems with video surveillance, smart locks, environmental alarms, and more.

How Much Could You Save? Build Your New ADT System In Amarillo Today

The greatest perk of ADT security systems is the superior protection they provide for your Amarillo family. Saving money on your home insurance premiums is a nice bonus. Customize your new system today by getting in touch with the ADT authorized dealers at Secure24 Alarm Systems. Place a call to (806) 302-1613 or submit our form on this page.

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